Buying on a secure browser
- Your payment is secured by TLS, a higher grade of security than SSL, with 256-bit encryption and using modern SHA2 cyphers.
- Your payment is processed using PCI compliant service providers. PCI compliance means that our providers meet current security standards for handling payment information. For a full FAQ on what PCI compliance entails, check out this page.
In other words, your payment details are not stored anywhere when you buy on Gumroad. We don’t have access to your credit card information—only a token that represents your credit card. The same goes for your PayPal details. That means if your Gumroad account, or even Gumroad itself, were compromised, nobody would gain access to your payment data.
When you create an account with us, we use methods called “Salting” and “Hashing” to store your encrypted password. What it means is, if an attacker were to get hold of our database, they would not be able to see any users’ passwords.
Your privacy
When you make a purchase on Gumroad, the creator of products will see:
- Your email address used for the purchase
- Your name or any other information that you enter into the field at checkout
They do not see your credit card information or the name on your card.
You will be asked after your purchase whether or not you want to receive updates from them. You can unsubscribe from the updates they send you through Gumroad anytime.
PayPal Connect
We have been using PayPal Connect since January 2021, which means the payment is now directly between the customer and the Gumroad creator. For both creators and customers, information such as your PayPal email address, name, and other account details may be visible on the receipt and/or your PayPal dashboard.
Apple/Google Pay
If you have Google or Apple Pay enabled on your computer or mobile device, you’ll be able to purchase with just a few clicks.
Google Pay only works when a credit or debit card is linked to it. This means the button may not show up in some countries where bank accounts are linked to your Google Pay account.
Accepted payment options
By accepting the majority of credit cards and PayPal, we make things as easy as possible for you and the Gumroad creators you are supporting.
| Things you can pay with | Things you cannot pay with |
|---|---|
| VISA (including VISA Electron) | Bitcoin/Crypto |
| Mastercard | Check or money order |
| AMEX | Stripe |
| Discover | State secrets |
| Maestro | Spanish bullion |
| Diner’s Club | Chuck E. Cheese tokens |
| PayPal | Star Wars collectibles |
| Apple and Google Pay | Social clout |
| Most debit cards* | Tall tales |
*Banks typically have strict rules regarding online purchases with debit cards, since debit cards do not offer chargeback protection. If you plan on using a debit card, please verify with your bank before you make your purchase that they allow online transactions.
Gift cards and prepaid cards
We do accept prepaid and gift cards, however, because these cards are often used for fraud, the card companies that back them often do not recognize or have not yet authorized Gumroad to process their cards, and thus may prevent us from charging the card.
Is Gumroad safe?
Yes.
Our payment is secured by SSL with 128-bit encryption and processed with PCI Compliant service providers. Find out more here.
Do I need to have a Gumroad account to buy products?
Nope! We want things to be as simple as possible for you, so just pay for the product and be done with it. We will send you an email receipt that has the link to your content in it.
If you want to create an account after the purchase to access your files, you can do that here. Be sure to sign up with the email address you used to buy the products.